This Agreement governs your use of the 23jl platform. Please read it carefully before creating an account or placing any wager. By registering and using 23jl, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety.
A plain-language summary of the most important rules before you read the full terms below.
You must be at least 21 years old to register and use 23jl. Accounts found to belong to persons under 21 will be immediately closed and any funds returned after verification.
Each player may hold exactly one 23jl account. Multiple accounts using the same identity, device, payment method, or household are prohibited and will result in suspension.
23jl operates under PAGCOR regulations. These Terms are governed by Philippine law. By registering, you confirm you are accessing 23jl from a jurisdiction where online gambling is permitted.
All account balances, deposits, withdrawals, wagers, and winnings are denominated in Philippine Pesos (PHP). No currency conversion is applied. You are responsible for any fees charged by your payment provider.
Attempting to exploit promotional offers through multiple accounts, coordinated play, or other fraudulent means will result in bonus forfeiture, account suspension, and potential legal action where applicable.
All 23jl account holders have access to deposit limits, session reminders, cooling-off periods, and self-exclusion. Using these tools is encouraged. 23jl may impose limits unilaterally where player protection requires it.
In these Terms and Conditions, the following definitions apply unless the context requires otherwise:
By accessing the 23jl platform, creating an account, making a deposit, or placing any wager, you unconditionally accept these Terms & Conditions, as well as 23jl's Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference. If you do not agree to any provision of these Terms, you must immediately cease using the 23jl platform and close your account if one has been opened.
These Terms constitute a legally binding agreement between you and 23jl. Your continued use of the platform following any amendment to these Terms constitutes acceptance of the revised Terms.
To create and maintain a 23jl account, you must satisfy all of the following eligibility requirements at all times:
23jl reserves the right to request documentary proof of eligibility (including but not limited to a valid Philippine government-issued ID) at any time. Failure to provide satisfactory proof may result in account suspension and withholding of funds pending verification.
Each player is permitted to hold one (1) 23jl account only. Registration of multiple accounts by the same individual — whether using different email addresses, names, payment methods, or devices — is a material breach of these Terms and will result in permanent suspension of all associated accounts and forfeiture of balances.
During registration, you agree to provide accurate, complete, and current information. You are responsible for maintaining the accuracy of your registration information and must update it promptly if any details change. 23jl is not liable for any consequences arising from your failure to maintain accurate account information.
Account registration requires identity verification. 23jl may require submission of a valid Philippine government-issued ID (such as a passport, driver's license, SSS ID, UMID, or PhilSys National ID) at any stage of registration or account use, consistent with PAGCOR Know Your Customer (KYC) requirements.
You are solely responsible for maintaining the confidentiality of your 23jl login credentials, including your username and password. You must not share your login credentials with any third party, and you must take all reasonable measures to prevent unauthorized access to your account.
23jl is not responsible for any losses arising from unauthorized access to your account caused by your failure to maintain the security of your credentials. If you believe your account has been compromised, you must notify 23jl support immediately. 23jl reserves the right to suspend your account pending a security investigation.
All login activity, wagers placed, and transactions executed through your account — whether authorized by you or not — are your responsibility unless you have reported unauthorized access to 23jl prior to the relevant activity occurring.
All deposits and withdrawals on the 23jl platform are processed in Philippine Pesos (PHP). The minimum deposit amount is ₱100. Minimum withdrawal amounts and applicable processing times are published in the 23jl Help Centre and may be updated from time to time.
Accepted deposit methods include GCash, Maya (PayMaya), BPI online banking, BDO online banking, Metrobank online banking, and QR Ph-compatible payment instruments. 23jl does not guarantee the availability of any specific payment method at any given time.
Withdrawals will be processed to the same payment method used for the most recent deposit, where technically possible. 23jl may require completed identity verification before processing any withdrawal. 23jl reserves the right to delay or decline a withdrawal if there is reasonable suspicion of fraudulent activity, money laundering, or breach of these Terms.
Funds deposited into a 23jl Wallet are not interest-bearing. 23jl is not a bank or financial institution and does not provide any financial services beyond facilitating gaming transactions.
All wagers must be placed using available Real Money balance in your 23jl Wallet. 23jl does not offer credit. Wagers are final once confirmed and cannot be cancelled. Any wager placed in error by the player is non-refundable.
23jl reserves the right to void any wager or declare a game result void in the event of a technical malfunction, data feed error, obvious pricing error, or any circumstance where the integrity of the game or event has been compromised. In such cases, all applicable stakes will be returned to player Wallets.
Game outcomes for all RNG (random number generator) titles are determined by independently certified systems. Live dealer game outcomes are determined by physical game apparatus (cards, dice, roulette wheels) operated by trained dealers in controlled studio environments. 23jl does not manipulate game outcomes.
23jl may offer bonuses, free bets, cashback promotions, and other incentives to players at its sole discretion. All promotional offers are subject to specific terms and conditions published at the time of the offer, which include applicable wagering requirements, minimum odds, eligible game categories, expiry periods, and withdrawal conditions.
Bonus Funds are credited to a separate promotional balance and are subject to wagering requirements before any associated winnings can be withdrawn. Deposited funds and Bonus Funds may be subject to separate withdrawal rules as specified in each promotion's terms.
23jl reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice. Any attempt to exploit promotional offers — including but not limited to collusion between accounts, systematic exploitation of low-margin markets to satisfy wagering requirements, or coordinated multi-account bonus claiming — will result in the cancellation of the relevant bonus and any associated winnings, and may result in account suspension.
The following actions are strictly prohibited on the 23jl platform and constitute material breaches of these Terms:
23jl reserves the right to immediately suspend any account where prohibited conduct is suspected, pending investigation, without prior notice or liability.
All content on the 23jl platform — including but not limited to the 23jl brand name and logo, game graphics, software, text, audio, video, user interface designs, and promotional materials — is the intellectual property of 23jl or its licensed content providers. All rights are reserved.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 23jl platform for personal, non-commercial gaming purposes only. You may not copy, reproduce, modify, distribute, transmit, display, publish, or create derivative works from any content on the platform without prior written consent from 23jl.
23jl collects, stores, and processes personal data in accordance with its Privacy Policy, which is available at /privacy-policy and incorporated into these Terms by reference. By registering with 23jl, you consent to the collection and processing of your personal data as described in the Privacy Policy.
23jl may share your data with PAGCOR and other Philippine regulatory authorities as required by law, and with third-party service providers engaged to operate the platform, process payments, or verify player identity — all subject to confidentiality obligations.
23jl is committed to promoting responsible gambling. All players have access to the following tools through their account settings:
If you believe you have a gambling problem, we encourage you to use these tools and seek assistance. 23jl staff are trained to assist players who demonstrate signs of problem gambling. For further support, please visit our Responsible Gaming page.
Gambling is entertainment. It is not a source of income. Never gamble with money you cannot afford to lose.
To the maximum extent permitted by applicable Philippine law, 23jl's total liability to you for any claim arising out of or in connection with your use of the platform — whether in contract, tort, or otherwise — shall not exceed the total amount deposited by you into your 23jl account in the 30 days preceding the event giving rise to the claim.
23jl shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or business interruption, even if 23jl has been advised of the possibility of such damages.
23jl does not guarantee uninterrupted access to the platform. Scheduled and emergency maintenance, internet service disruptions, and events beyond 23jl's reasonable control may result in temporary unavailability of the platform, for which 23jl accepts no liability.
23jl reserves the right to suspend or permanently close any account at any time, with or without prior notice, in the following circumstances:
Upon account closure for cause, 23jl may withhold some or all funds pending investigation. If no wrongdoing is established following investigation, remaining eligible balances will be returned to the player via their registered payment method. If wrongdoing is established, balances may be forfeited to the extent permitted by law.
Players may close their own accounts at any time by contacting 23jl support. Any remaining Real Money balance at the time of voluntary closure will be returned to the player's registered withdrawal method within a reasonable processing period.
These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.
If you have a complaint regarding any aspect of 23jl's services, you should first contact 23jl's customer support team via live chat or email. 23jl will endeavour to resolve complaints within 10 business days. If a complaint relates to a regulatory matter covered by PAGCOR's jurisdiction, unresolved disputes may be escalated to PAGCOR through its official complaint channels.
Any dispute regarding individual game outcomes must be submitted within 30 days of the relevant game session. Disputes submitted after this period may not be considered.
23jl reserves the right to amend these Terms & Conditions at any time. Amendments will be posted on the 23jl website with an updated effective date. Where changes are material, 23jl will provide reasonable advance notice to registered players via email or an in-platform notification.
Your continued use of the 23jl platform after any amended Terms come into effect constitutes your acceptance of those amendments. If you do not agree with any amendment, you must stop using the platform and close your account before the amended Terms take effect.
23jl recommends that you review these Terms & Conditions periodically to ensure you remain aware of the current version governing your use of the platform.
Join over 1 million Filipino players on the Philippines' most trusted PAGCOR-regulated online casino. GCash & Maya deposits, live baccarat, PBA betting, slots, sabong — all in PHP.
Must be 21 or older to play. Gambling for entertainment only. Play responsibly.